Umbrella Insurance The term “umbrella” refers to how the policy shields the insured’s assets more broadly than primary coverage. Umbrella insurance provides additional liability coverage on policies that are underneath it in the situation that the coverage provided by that policy isn’t enough. Depending on your individual situation, we will work with you to create a customized umbrella policy that will provided peace of mind that all of your valuable assets are covered. BOTH, BRANCH & HENDRIX, INC. 128 SOUTH UNION STREET  P.O. BOX 610  OLEAN, NEW YORK 14760-0610   (716) 372-3192   © Both Branch & Hendrix 2010 Design: ElectricStoreFront.com ONLINE QUOTE CLICK